Privacy Policy

Privacy Policy

Your Data

We respect the privacy of our Account holders and the privacy of their client data. All user information contained within the forms you may use or build on the IS&C Site are governed by our Terms of Service. Although Insurance Service & Credit Corporation owns the data storage, databases and the IS&C Site, you retain all rights to your data. We will also not utilize your data in our databases to compete with you, market to your clients, advertise to, or contact them for any other means of profit.

What We Collect

We collect the e-mail addresses and certain personally identifiable information of those who communicate with us via e-mail or register with us to open an “Account”. We also collect certain aggregate information regarding which pages users access or visit, and information volunteered by the users (such as any surveys Insurance Service & Credit Corporation might conduct and/or site registrations).

When you complete an "insurance quote quick start" form, we ask for the following information: your name, email address, and two telephone numbers. You may also indicate the types of insurance for which you are interested in receiving quotes.

When you submit information, you are transferring such information into the United States and you hereby consent to such transfer.

Insurance Service & Credit Corporation may also collect and analyze from visitors and users certain information regarding the use of the IS&C Site and services available therein. Information collected may include but is not limited to web site traffic volume, frequency of visits, type and time of transactions, type of browser and operating system, etc.

Use of Information

We may use personal information to provide the Services you’ve requested, including services that display customized forms. We may also use personal information for auditing, research and analysis to operate and improve the IS&C Site. We may use third parties to assist us in processing your personal information, and we require that such third parties comply with our Privacy Policy and any other appropriate confidentiality and security measures. We may use certain other information collected from you to help diagnose technical problems, administer the IS&C Site, and improve the quality and types of services delivered. We may provide non-identifying and aggregate usage and volume statistical information derived from the actions of our visitors and Account holders to third parties in order to demonstrate the value we deliver to users.

The information we collect is not shared with or sold to other organizations for commercial purposes, except to provide products or services you’ve requested, when we have your permission, or under the following circumstances:

if it becomes necessary to share information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of the Terms of Service, or as otherwise required by law; or

if Insurance Service & Credit Corporation or IS&C is acquired by or merged with another company. In this event, Insurance Service & Credit Corporation will notify you before information about you is transferred and becomes subject to a different privacy policy.

Cookies

A cookie is a small amount of data, which often includes an anonymous unique identifier, that is sent to your browser from a web site’s computers and stored on your computer’s hard drive. Cookies are required to use the IS&C Site. We use cookies to assist in delivering the Service and to provide a positive and personalized user experience. Our persistent and session ID cookies are used to identify unique visitors to our sites and to provide you with easy access to your files. If you have your browser set to reject cookies, your usage of the Service and IS&C Site is likely to be interrupted.

Security

Insurance Service & Credit Corporation has implemented processes intended to protect user information and maintain security of data. We have attempted to protect the Insurance Service & Credit Corporation’s servers by locating them areas with security procedures, using of firewalls and implementing other generally available security technologies.

These safeguards help prevent unauthorized access, maintain data accuracy, and ensure the appropriate use of data, but NO GUARANTY CAN BE MADE THAT YOUR INFORMATION AND DATA WILL BE SECURE FROM INTRUSIONS AND UNAUTHORIZED RELEASE TO THIRD PARTIES.

Compliance with Children’s Online Privacy Protection Act
As a business service, Insurance Service & Credit Corporation does not target its offerings toward, and does not knowingly collect any personal information from users under 13 years of age.

Accessing and Updating Personal Information

When you use the IS&C Site, we make good faith efforts to provide you with access to your personal information and either to correct this data if it is inaccurate or to delete such data at your request if it is not otherwise required to be retained by law or for legitimate business purposes. You may update your Account information by logging into your Account. When requests come to Insurance Service & Credit Corporation with regard to personal information, we ask individual users to identify themselves and the information requested to be accessed, corrected or removed before processing such requests, and we may decline to process requests that are unreasonably repetitive or systematic, require disproportionate technical effort, jeopardize the privacy of others, or would be extremely impractical (for instance, requests concerning information residing on backup tapes), or for which access is not otherwise required. In any case where we provide information access and correction, we perform this service free of charge, except if doing so would require a disproportionate effort.

Changes to this Policy

Insurance Service & Credit Corporation may periodically update this policy. We will notify you about significant changes in the way we treat personal information by posting a prominent notice on the IS&C Site and possibly sending a notice to the primary email address specified in your Account. We do not intend to reduce your rights under this Policy without your explicit consent, and we expect most such changes will be minor. Each version of this Policy will be identified at the bottom of the page by its effective date.

Questions

Any questions about this Privacy Policy should be addressed to privacy [at] insservice [dot] com or by mail at: Insurance Service & Credit Corporation, LLC. 218 9th St. North Wilkesboro, NC 28659, USA